Special benefits
Services
- Insurance 24/24 on a global scale: BIC insurance for VISA Gold credit cardholders on a global scale with the maximum insured amount of up to 60 million VND / person.
- Hotline 24/7.
- Enjoy preferential programs from VRB and Visa card association.
Payments
- Withdrawing cash at over 1 million ATMs with Visa logo worldwide;
- Accepting payments for goods and services at over 30 Visa cards accepting points of sale worldwide;
- Making online payments on websites accepting Visa cards worldwide;
- Making repayments for at least 5% of the amount spent every month.
- Forms of payment: cash, bank transfer, auto- debit.
Cards comparison
OVERVIEW |
VRB Visa Credit Classic card |
VRB Visa Credit Gold card |
Credit limit |
Maximum of 50.000 VND |
Maximum of 150.000 VND |
Annual fee |
200.000 VND |
300.000 VND |
Interest rate/year |
20% |
20% |
Interest free period |
Up to 45 days |
Up to 45 days |
Cash withdrawal limit/day (changed as VRB policy) |
10.000 VND/day (Cardholder can request on changing limit as VRB regulation) |
20.000 VND/day (Cardholder can request on changing limit as VRB regulation) |
Purchase limit/ day (changed as VRB policy) |
10.000 - 20.000VND/day, based on granted credit limit (Cardholder can request on changing limit as VRB regulation) |
30.000 - 50.000 VND/day, based on granted credit limit (Cardholder can request on changing limit as VRB regulation) |
TARIFF |
|
|
International Service Assessment Fee |
2%/transaction amount |
2%/ transaction amount |
Cash withdrawal/ advance at ATM/POS |
4% transaction amount. |
4% transaction amount. |
Late payment fee |
4%/unpaid minimum payment amount. |
4%/unpaid minimum payment amount. |
Minimum payment value |
5%/closing outstanding balance |
5%/closing outstanding balance |
SMS BANKING |
- Service informing outstanding balance via sms. - Service informing when there is card transaction. |
- Service informing outstanding balance via sms. - Service informing when there is card transaction. |
CARDHOLDER ACCIDENT INSURANCE SERVICE |
|
V |
GLOBAL CUSTOMER ASSISSTANCE SERVICE (GCAS) |
|
V |
Requirements
Insecured credit card
Individuals who have income from salary
- Permanent residence or long-term temporary residence
- Have 12 month and above working experience and minimum 06 months at current unit
- Monthly income:
+ In HCM city/Hanoi: minimum 06 mil dongs
+ Other cities.provinces: minimum 04 mil dongs
- Other situations: as VRB regulations for each specific cases.
(Terms and Conditions for VRB Visa credit card issuance and usage, click here)
Secured credit card
Individuals reside in Vietnam and have collateral, including:
+ deposit account at VRB, saving books issued by VRB
+ Real estate
(Terms and Conditions for VRB credit card issuance and usage, click here)
How to apply VRB Visa card
1. Contact VRB for consulting on conditions and application dossier
- 24/7 Call Center: 18006656 or +84493429365
3. Submit dossier to the nearest Branch/Transaction Office
2. Prepare dossier as guidance of VRB staff
- Documents proving income (Salary bank account statement; documents on secured asset...)
- Personal documents (ID/Passport, Permanent residence...)
- Other documents as regulated.