1800 6656 Branches & ATM

Special benefits

Services

- Easy and convenient to track and manage spending effectively via statements sent in various ways such as email, SMS through mobile phones, courier delivery; free transaction alert SMS via mobile phones.
- Insurance 24/24 on a global scale: BIC insurance for VISA Gold credit cardholders on a global scale with the maximum insured amount of up to 60 million VND / person.
- Hotline 24/7.
- Enjoy preferential programs from VRB and Visa card association.

Payments

- Spend first, pay later; and enjoying 0% interest rate up to 45 days.
- Withdrawing cash at over 1 million ATMs with Visa logo worldwide;
- Accepting payments for goods and services at over 30 Visa cards accepting points of sale worldwide;
- Making online payments on websites accepting Visa cards worldwide;
- Making repayments for at least 5% of the amount spent every month.
- Forms of payment: cash, bank transfer, auto- debit.

Cards comparison

OVERVIEW

VRB Visa Credit Classic card

VRB Visa Credit Gold card

Credit limit

Maximum of 50.000 VND

Maximum of 150.000 VND

Annual fee

200.000 VND

300.000 VND

Interest rate/year

20%

20%

Interest free period

Up to 45 days

Up to 45 days

Cash withdrawal limit/day (changed as VRB policy)

10.000 VND/day (Cardholder can request on changing limit as VRB regulation)

20.000 VND/day (Cardholder can request on changing limit as VRB regulation)

Purchase limit/ day (changed as VRB policy)

10.000 - 20.000VND/day, based on granted credit limit

(Cardholder can request on changing limit as VRB regulation)

30.000 - 50.000 VND/day, based on granted credit limit

(Cardholder can request on changing limit as VRB regulation)

TARIFF

 

 

International Service Assessment Fee

2%/transaction amount

2%/ transaction amount

Cash withdrawal/ advance at ATM/POS

4% transaction amount.
Minimum 50.000 VND

4% transaction amount.
Minimum 50.000 VND

Late payment fee

4%/unpaid minimum payment amount.
Minimum 50.000 VND

4%/unpaid minimum payment amount.
Minimum 50.000 VND

Minimum payment value

5%/closing outstanding balance

5%/closing outstanding balance

SMS BANKING

- Service informing outstanding balance via sms.

- Service informing when there is card transaction.

- Service informing outstanding balance via sms.

- Service informing when there is card transaction.

CARDHOLDER ACCIDENT INSURANCE SERVICE

 

V

GLOBAL CUSTOMER ASSISSTANCE SERVICE (GCAS)

 

V

Requirements

Insecured credit card

Individuals who have income from salary
- Permanent residence or long-term temporary residence
- Have 12 month and above working experience and minimum 06 months at current unit
- Monthly income:
  + In HCM city/Hanoi: minimum 06 mil dongs
  + Other cities.provinces: minimum 04 mil dongs
- Other situations: as VRB regulations for each specific cases.
(Terms and Conditions for VRB Visa credit card issuance and usage, click here)

Secured credit card

Individuals reside in Vietnam and have collateral, including:
+ deposit account at VRB, saving books issued by VRB
+ Real estate
(Terms and Conditions for VRB credit card issuance and usage, click here)

How to apply VRB Visa card

1. Contact VRB for consulting on conditions and application dossier

- VRB Branches/Transaction Offices
- 24/7 Call Center: 18006656 or +84493429365

3. Submit dossier to the nearest Branch/Transaction Office

- Submit application dossier to the nearesr Branch/Transaction

2. Prepare dossier as guidance of VRB staff

- Request on card issuse (download) 
- Documents proving income (Salary bank account statement; documents on secured asset...)
- Personal documents (ID/Passport, Permanent residence...)
- Other documents as regulated.

4. Receive card and PIN

- Receive card and PIN at VRB Branches/Transaction Office

Calculation

Income
Monthly income VND
Salary payment at VRB
Have credit cards at other banks:
Other information
Have a deposit at VRB
Have a loan at VRB
Lending limit
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