DIVERSE OPTIONS FOR BUSINESS LOANS AT VRB

Understanding the need for loans to serve business purposes and supplement working capital of enterprises, Vietnam - Russia Joint Venture Bank (VRB) provides a variety of products and loan programs to meet different needs with flexible loan terms and flexible repayment methods. Below is a summary of outstanding loan products and programs for VRB's corporate customers:

For enterprises with short-term VND loan needs

For enterprises with VND loan needs to serve short-term capital needs, VRB provides credit programs with loan terms of up to 6 months and extremely attractive loan interest rates, from only 4.8%/year. The program is applicable to both new customers who have never had a credit relationship with VRB and customers who have had a credit relationship with VRB but have completed their credit obligations at VRB 1 year before the time of loan application.

Program details see here

For small and medium enterprises (SMEs)

The program “accompanying small and medium enterprises” is designed specifically for businesses that have a credit relationship with VRB and need to supplement working capital in VND. The program's loan term is up to 12 months, competitive loan interest rates, and simplified procedures and documents are the special advantages of the program.

See product details here

For small and micro enterprises

With this program, supplementing working capital for production and business activities, medium and long-term loans, issuing guarantees, opening L/C for small and micro enterprises in the fields of agriculture, forestry, fisheries and industry, construction (enterprises with total annual revenue of no more than 50 billion VND/ total capital of no more than 20 billion VND and the average number of employees participating in social insurance of no more than 100 people) is done quickly and easily. With attractive loan interest rates, flexible loan currency in VND or USD, loan term of up to 12 months (according to production and business cycle), up to 84 months (for guarantees) and up to 20 years (for medium and long-term loans), application appraisal time within 2 working days, this program is a perfect product to help small and micro enterprises make a breakthrough in business.

Program for businesses with foreign currency revenue (USD, RUB)

If your business has foreign currency revenue in USD, RUB, borrowing capital from VRB is an option that your business should not ignore. VRB offers a special short-term VND loan program with competitive interest rates and many other attractive incentives from time to time.

See details here

Legal customers with USD loan needs

This program is exclusively for customers who need to borrow USD for production and business activities. With an extremely preferential loan interest rate of only 2%/year, helping to reduce capital costs for businesses, VRB hopes that the program will be a powerful financial tool to support the promotion of production and business activities of customers.

See details here

Overdraft loans for businesses

This is a product for businesses that need to temporarily supplement capital exceeding the current balance in the account. Corporate customers can proactively choose the form of unsecured loans or mortgages with collateral with a limit of up to 5 billion VND and a flexible loan term of up to 12 months. Timely meet short-term payment needs without having to go through multiple procedures, helping to save time and take advantage of business opportunities.

With a variety of products and services and incentives for businesses, VRB is honored to accompany businesses to have stable finances, improve business efficiency, and grow stronger every day.

For detailed support, please contact hotline 1800 6656 (free) or the nearest Branch/Transaction Office here!