Product details
After implementing the VND loan interest rate preferential program for corporate customers with many benefits for businesses, VRB continues to adjust the program with more attractive interest rates, more diverse customer groups, aiming to provide maximum support for businesses to access business capital. With many changes that are extremely beneficial to customers, this program of VRB is a promising program that bring practical and sustainable values to businesses.
1. Loan interest rate: from only 4.8%/year.
2. Loan currency: VND
3. Program scale: VND 500 billion
4. Loan term: Applicable to short-term loans of 6 months or less.
5. Applicable period: Until December 31, 2025 or until the program scale is used up (whichever comes first).
Customer Subjects
- New corporate customers who have not had a credit relationship at VRB as of the time of loan application.
- Corporate customers who have had a credit relationship at VRB but have completed their credit obligations at VRB 1 year before the time of loan application.
Conditions
Customers who are loaned under this program have to meet the loan conditions stated in current lending Regulation of State Bank of Vietnam and VRB. In addition, customers have to meet the following conditions:
- Customer have credit rating A- or higher;
- Have been operated in 24 (twenty four) months and above;
- Customers having debt group 1, no debt group 2, bad debt at other financial institution within the last 24 months to the date of credit;
- Have clear purpose for loan, for the direct business activities of enterprises;
- Customers commit to transfer their revenue from operating activities (at least corresponding ratio of outstanding loans at VRB to total outstanding loans at credit institutions) to their account that held at VRB
- Customer are not subject to Securities company.
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