1800 6656 Branches & ATM

Product detail

Offsetting the urgent requirement cash and/or capital lack temporary to satisfy the consumer demand for individual customer with procedures quick, simple and secure


High overdraft limit: maximum total of 3 months and up to 100 million dong

Long loan term: up to 12 months and getting loan without collaterals

Attractive & competitive interest rate and low fee of limit granting

Application criteria

- Customers have the age from 22 to 55 (for women) and 60 (for men) in the period of loan

- Having regular and stable income and are paid through deposit account opened at VRB

- There are permanent residence or temporary long - term residence in the province, city of branch lending

- There are length of work from 12 months or more and a minimum 06 months at the currents units. There are a labor contract with the remaining time is longer than loan term minimum 03 months

Required documents

Personal Profile

- Permanent residence or temporary long-term residence;

- The identity card or passport are still validity;

- Decisions recruitment or employment contract.

Loan profile

- Application for granting overdraft limit;

- Overdraft limit contract;

- Other documents (if any).


Input information
Lending amount
Term (months)
The expected rate (% / year)
Loan chart
Output information
Interest rate
Total interest paid
Total payment
© 2017 Vietnam - Russia Joint Venture Bank