1800 6656 Branches & ATM

Product detail

This product is for individual customers to prove finance for completing Visa dossiers of study/medical treatment/relative visiting abroad by opening term deposit account at VRB

- Lending term: maximum up to 2 years

- Lending limit: maximum up to 100% demand

- Currency: VND

Benefits

Help customers quickly get their practical living demands

Quickly approve documents with simple procedures

Flexible & preferential interest, simple, convinient and fast procedure

Application criteria

- Customers are student/relatives of student studying abroad or individuals take traveling/medical treatment/visiting/other legal purposes at overseas, and have demands of borrowing in order to open terms savings deposit at VRB for finance proving to complete dossier

- Have income and lending – repayment plan, make sure to repay all principal, interest, fee in agreed time

- Implementing measures to secure loans as stipulated by the Government, the State Bank of Vietnam and the guidance of VRB

- Use loan for finance proving purpose

Procedure

Completing the loan procedure under the guidance of VRB
1
Receiving information of loan approval
2
Getting disbursement
3

Required documents

Legal documents

- A verified copy of valid personal ID/Passport;

- A verified copy of permanent/temporary residence book;

- In case the cusomer is a relative, besides personal documents, customer needs to add other documents as:

+ A copy of valid passport/ID of the person who goes abroad

+ A copy of relationship certification between borrower with person who goes abroad (Birth certificate, Family book, Marriage register certificate or other documents provong their family relationship)

Loan documents

- Proof of loan purposes:

+ Documents are requested by Immigration department/Agency/Training institution (Requirement paper of training institution, introduction letter between customer & agency, brochures about study abroad/courses/tour/travel program...)

+ Promissory paper of agencies receiving documents

- Lending plan (according to form of VRB)

Calculation

Input information
Lending amount
Term (months)
The expected rate (% / year)
Calculate
Loan chart
Output information
Interest rate
Total interest paid
Total payment
© 2017 Vietnam - Russia Joint Venture Bank