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Product detail

Under this arrangement, loans secured by valuable papers will be extended by VRB to meet customers’ capital demand

Benefits

Loan term is defined suitably with demand and does not exceed the maturity period of value papers/saving book

Payment method: monthly, quarterly, yearly based on agreement between VRB and customer

Diversified lending methods and high lending limit based on the customer’s demand and collaterals’ value

Application criteria

- Customers have demand of loan in accordance with the rules of law and VRB

- The value papers/saving book legally belong to customer or third party and do not mature

Procedure

Completing the loan procedure under the guidance of VRB
1
Receiving information of loan approval
2
Getting disbursement
3

Required documents

Legal documents

- 01 copy of valid ID/Passport of borrower and co-owner/third party in case collateral is shared by co-owner/third party

Loan documents

- Original valuable paper/deposit book

- Loan plan (according to VRB form)

Calculation

Input information
Lending amount
Term (months)
The expected rate (% / year)
Calculate
Loan chart
Output information
Interest rate
Total interest paid
Total payment
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