1. Permanent residence or temporary long-term residence;
2. The identity card or passport still validity;
3. Papers proving the marital status:

• Bachelorhood certificate (if not married);
• Marital certificate or other papers proving the marital status.

4. Valid identity card/passport/ identification of the customer’s spouse if the customer is married.
5. To foreign customers: Valid passport, work permit and proof of residency in Vietnam.

a) Plan of using loan (according to VRB’s form);

b) The list of legal disbursement purposes or disbursement documents such as receipts, purchasing contract;

c) Credit contract, collateral contract (using VRB's common contract template) and documents related to loan approval.

Documents prove the legal income and repayment sources of customer.

a) Documents proving income from salary:

• Account statement of income within the lastest 3 months or confirmation of salary of the working unit if receiving salary in cash (original);
• Labor contract; appointment decision, salary increase (if any) (the photocopy in comparison with the original);

b) Documents prove income from business activities (if any): The photocopy in comparison with the original documents:

• Purchase contract, financial invoice or retail invoice;
• Book revenues and expenditures or cash statement in the case of business owner, retail invoice / receipt;
• Contract for renting house/means of transport...

c) Documents prove the lawful income from other sources.

• Proof of legal ownership of collaterals in accordance with the valid VRB regulations (if any).
• Insurance contract and certificate proving VRB as the first beneficiary.