Deposit for Women

To welcome March - the month of love, Vietnam - Russia Joint Venture Bank launches a new deposit namely "MAU AN GIA" to pay tribute to women with many valuable gifts. Here is detailed information about the product:

1. Target customers: Individual customers who are women (Customers participated other deposit with preferential policies at VRB cannot participate in this product)

2. Effective date: From 12/03/2018

3. Type of currency: VND

4. Type: End-term and Periodical Interest Earning Term Deposit

5. Deposit tenor: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 18, 24 and 36 months

6. Minimum deposit amount: 10.000.000 VND

7. Interest payment method:

- Interest Payment shall be paid either periodical or maturity.

- Basis of interest calculation is 365 days.

- If the date of payment of principal, interest falls on holidays as regulated, payment will be on the first following working day and customers are benefited with the interest in deposit book for the days off.

8. Interest rate:

Interest rate of End-term and Periodical Interest Earning Term Deposit plus bonus interest component of the product are guaranteed to comply with regulations of the State Bank

9. Preferential features of the deposit:

Individual customers who meet all the requirements of participating in the product will receive the following benefits:

For customers with length of tenor from 1 month to 6 months:

- Offer 1: Customers are offered interest rate plus 0.1% per year at the time of deposit, and is added directly to the interest rate on deposit of customers, recorded in deposit book (Unlimited amount of preferential offer for each customer. For each tenor, each deposit book will receive preferential offer once only).

- Bonus interest rate may change from time to time depending on the policies of the VRB.

For customers with length of tenor from 06 months or above, in addition to Offer 1, customers have the opportunity to simultaneously receive Offer 2 as follows:

- Offer 2: Customers receive an additional gift worthy of 1 million VND if the total deposit reaches from 2 billion VND or above. The form of gift will change from time to time.

- The number of prizes is not limited in the effective time. The first prize to receive is a gift. In case the customer has received a gift and does not want to receive another gift, the prize will be converted into cash respectively and presented to the customer.

- VRB will present the prize to customers within 30 days after customers meet the requirements and sign the Prize Receipt Form of VRB.

10. Provisions for withdrawal before maturity:

- For interest paid at maturity deposit: when customers wish to withdraw before maturity, customers are allowed to withdraw partially or fully the total deposit. The part of withdrawal before maturity will earn non-term interest rate by VRB announced at the time of withdrawal, the rest will continue to earn the interest rate in deposit book.

- For interest paid periodically deposit: Customers can only fully withdraw the total deposit, not partially withdraw. When customers withdraw before maturity, they will earn non-term interest rate by VRB announced at the time of withdrawal for the entire amount of their deposit.

- Where the customer has received awards as incentives 2: if customers withdraw before maturity less than 90 days, customers must return the cash corresponding to the value of gifts received for VRB.

For further information, please contact Branches/Transaction Offices of VRB or Hotline (free): 1800 6656

Vietnam - Russia Joint Venture Bank is honored to serve you!