HAPPY 14th BIRTHDAY - MERRY PROMOTION

Celebrating the 14th birthday of Vietnam - Russia Joint Venture Bank (VRB), from 01 November 2020 to the end of January 2021, VRB launches special promotions as our deepest gratitude to our valued customers for choosing and accompanying with us.

With the trend of non-cash payments now, VRB deploys many incentives for Internet Banking & Mobile Banking; and nationwide VISA debit card products. The specific information is as follows:

I. PROGRAM “BIRTHDAY WITH VRB”:
 

	"Welcome to VRB" Promotions	"Circle Lucky" Special Promotions	"POS with VRB" Special Promotion
Subject of application	Individuals have been, will use the services of VRB bank. Apply uniformly throughout the system
Applicable Policy	Offering VND 50,000 per customer to 1,400 new customers that register to open and use one of the financial activities on IB / MB (transfer, savings, bill payment, ...)	For every 140th customer who opens and registers to use IB / MB services, he / she will receive a bonus part of VND 1,400,000. Customers with the largest total 24/7 transaction volume will win a bonus of 1,400,000 VND	Top 03 customers who are VRB's merchants with the largest total transaction volume in the period win a gift worth of VND 3 million
Terms & Conditions		Unlimited number of 140th customers The 140th customer satisfies the conditions for using at least 03 Bank services such as (opening card, having financial transactions, saving ...) In case, the 140th unsatisfied customer, award will be given to the next customers Not applicable to customers who have & use POS accounts Request Customer to open / have VND account to receive the prize. Do not close your account during the promotion period	Only applicable to customers with POS accounts
		Customer does not receive gifts from 2 programs simultaneously
Period of application	Until the end of program budget	November  -December / 2020 Award after the program ends	November 2020 - January 2021 Award after the program ends

II. INTERNATIONAL VISA CARD PROMOTIONS:
 

	"Spend with VISA - Receive lotta gifts" Promotions	"Double Luck" Special Promotion	"Super Gift" Special Promotion
Subjects	Individuals have been, will use the services of VRB bank. Apply uniformly throughout the system
Applicable Policy	- Cash back 1% of the total valid transaction value of the reviewing month. when using VRB's international visa card to pay for purchases on POS and online sites; - Cashback 2% on total transaction value of the review month. when using VRB VISA DEBIT CARD to withdraw cash on ATMs;	14 Customers who have a total valid transaction amount in the special promotion month reach the highest spending turnover (minimum VND 50 million) will be refunded 1 million VND to main card account	Customers who have a total valid transaction amount in the highest special promotion month (minimum VND 250 million / month) will win 01 special prize at the earliest. The only VRB birthday celebration program is 01 IPhone 11 (64Gb) (about 20 million).
Terms & Conditions	Total cashback maximum 300,000 VND / time Eligible transactions are successful transactions for the payment of goods and services, serving the Cardholder's legitimate personal purpose via POS and online transactions. VISA is settled in the review period. Transactions of supplementary cards are recorded for primary cardholders to be considered for rewards for primary cardholders;	x	Total eligible payment transactions do not include cash withdrawals from international cards; In case there are many customers meeting the conditions to receive the prize, the Bank will reward the customer with the largest total sales with the earliest time. Supplementary card transactions are recorded for primary cardholders to be considered for rewards for primary cardholders
		Customer cannot rece ive gifts from 2 special programs simultaneously Special program Not applicable to VRB's employees
	A valid reward card is the card in active status at the time of reward consideration (not canceled, closed, expired). Customers are entitled to receive a refund according to the content of Program 1 and Program 2. VRB has the right to cancel the prize if it detects that the candidate of the prize has signs of false payment transaction or fraudulent behavior. VRB will work more specifically with customers to verify transactions and decide when there is a clear basis for the validity of the transaction.
Period of application	Monthly bonus consideration Awarded in the first 20 days of the following month	November 2020

For detail information, please contact VRB Branch / Transaction Office (contact information at: https://vrbank.com.vn/vi/chi-nhanh-vrb/) 

Vietnam - Russia Joint Venture Bank is pleased to serve you!

• "YEAR ENDS WITH EASE – BOTH CASHBACK AND FREE" PROMOTION
• [Visa VRB Card Promotion] Up to 12% off for VRB VISA Card and a chance to win iPhone 8 Plus