Product detail
Offsetting the urgent requirement cash and/or capital lack temporary to satisfy the consumer demand for individual customer with procedures quick, simple and secure
Benefits
High overdraft limit: maximum total of 3 months and up to 100 million dong
Long loan term: up to 12 months and getting loan without collaterals
Attractive & competitive interest rate and low fee of limit granting
Application criteria
- Customers have the age from 22 to 55 (for women) and 60 (for men) in the period of loan
- Having regular and stable income and are paid through deposit account opened at VRB
- There are permanent residence or temporary long - term residence in the province, city of branch lending
- There are length of work from 12 months or more and a minimum 06 months at the currents units. There are a labor contract with the remaining time is longer than loan term minimum 03 months
Required documents
Personal Profile
- Permanent residence or temporary long-term residence;
- The identity card or passport are still validity;
- Decisions recruitment or employment contract.
Loan profile
- Application for granting overdraft limit;
- Overdraft limit contract;
- Other documents (if any).
Calculation
Input information
Lending amount
Term (months)
The expected rate (% / year)
Calculate
Loan chart
Output information
Monthly repayment plan
This tool is used for reference
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