Product details
In order to reduce difficulties for businesses in the current economic condition, Vietnam-Russia Joint Venture Bank implemented credit programs to deploy capital support with low interest rates and incentives for service chargesfor small and medium enterpraises
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First 3 months of salary payments via VRB accounts are free of charge
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30% reduction on service fees currently applying at VRB
Preferential interest rates: from 7%/year in the first 6 months
Conditions
Customers commit to transfer their revenue from operating activities (at least equal to the revenue stated in loan scheme) to their account that held at VRB.
Lending term has to be appropriate with the business cycle; the abilities of payment of customers but maximum not exceed 12months.
Customers have not used VRB's credit products before the time of loan application or Customers are Enterprises that had been used to be VRB's customer but had finalized the loan before the time of loan application 01 (one) year;
Customers have effective financial capability and business plan to ensure the principle and interest repayments for VRB
Have been operated in 24 months or above
The program lasts until 30/9/2017
Calculator
Input information
Lending amount
Term (months)
The expected rate (% / year)
Calculate
Loan chart
Output information
Monthly repayment plan
This tool is used for reference
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