"EARN POINTS - REDEEM REWARDS" - ATTRACTIVE OFFERS FOR CORPORATE CUSTOMERS EXPERIENCING DIGITAL BANKING (EPLUS) OF VRB

With the desire to express gratitude and accompany corporate customers in exploring and experiencing digital banking services, VRB is launching the **"Earn Points - Redeem Rewards"** program for the ePlus digital banking platform, along with many exciting privileges:

1. Eligible Participants
Corporate customers using VRB’s ePlus service.
2. How to Earn Points  
- Earn points daily through simple actions such as:  
  + Referring new customers to use the ePlus service;  
  + Registering for the ePlus service for the first time;  
  + Performing transactions such as Money Transfers, Online Deposits, Bill Payments, and Mobile Top-Ups;  
  + Maintaining a balance in the payment account.  
- Specific point accumulation details are as follows:  
 

No	Transaction Type	Conditions	Point Calculation
1	Registering for ePlus Service	Register for the ePlus service for the first time and perform at least 01 transaction (with a minimum value of 1,000,000 VND per transaction) within the first month from the registration date	- For referred customers: Earn 10 points/customer/month for 02 months from the registration date when the provided program conditions are met. - For referrers: Earn 10 points when the referred customer meets the program conditions
2	Money Transfer Transactions
2.1	24/7 Money Transfer	Perform a money transfer transaction (with a minimum value of 10,000,000 VND per transaction).	- Each 1,000,000 VND equal to 1 point - Maximum points: Up to 200,000,000 points/day.
2.2	Interbank Money Transfer	Minimum fee payment of 100,000 VND/month.	- Earn 10 points/transaction. - Maximum points: Up to 100 points/day.
3	Online Deposits	Open a new deposit account (with a minimum value of 100,000,000 VND/account)	- Earn 10 points/account. - Maximum points: Up to 1,000 points/week.
4	Maintaining Payment Account Balance	100 million - 500 million VND/day	- Earn 10 points/day. - Maximum points: Up to 130,000 points during the program period.
		Over 500 million - 1 billion VND/day	- Earn 50 points/day. - Maximum points: Up to 130,000 points during the program period.
		Over 1 billion - 3 billion VND/day	- Earn 100 points/day. - Maximum points: Up to 130,000 points during the program period.
		Over 3 billion - 5 billion VND/day	- Earn 150 points/day. - Maximum points: Up to 130,000 points during the program period.
		Over 5 billion - 10 billion VND/day	- Earn 200 points/day. - Maximum points: Up to 130,000 points during the program period.
		Over 10 billion VND/day	- Earn 500 points/day. - Maximum points: Up to 130,000 points during the program period.

3. Attractive Reward Redemption Benefits  
With the accumulated points, customers have the opportunity to become "Diamond, Gold, or Silver Class" customers on VRB’s ePlus platform, with the following "points-to-rewards benefits for each tier:  
- Diamond Class: Top 10 customers with the highest points - Gift valued at 11 million VND/customer.  
- Gold Class: Top 11–20 customers with the highest points - Gift valued at 6 million VND/customer.  
- Silver Class: Top 21–30 customers with the highest points - Gift valued at 3 million VND/customer.  
With the value of the gifts received, customers can freely choose specific gifts based on their preferences. VRB will purchase and directly present the gifts to customers, allowing them to enjoy proactive and personalized care from VRB!
4. Applicable Time:
From October 1, 2025, to December 31, 2025.
5. Easy Registration for the ePlus Service  
To download and install VRB’s ePlus application, please refer to and follow the simple instructions here
Exper and earn points to enjoy attractive privileges from VRB today.  
VRB is honored to serve you!