NOTICE OF HOLIDAY SCHEDULE FOR HUNG VUONG ANCESTOR COMMEMORATION DAY, SOUTHERN LIBERATION DAY 30/04 AND INTERNATIONAL LABOR DAY 01/05 IN 2026

Dear Customers,

Vietnam-Russia Joint Venture Bank (VRB) respectfully informs you of the holiday schedule for Hung Vuong Ancestor Commemoration Day, Southern Liberation Day (April 30th), and International Labor Day (May 1st) as follows:

* Hung Vuong Ancestor Commemoration Day Holiday Schedule
- Holiday Period: From Saturday, April 25th, 2026 to Monday, April 27th, 2026.
- Return to work: From Tuesday, April 28th, 2026.

* Holiday Schedule for Liberation Day & International Labor Day
- Holiday Period: From Thursday, April 30, 2026 to Sunday, May 3, 2026.
- Return to Business: From Monday, May 4, 2026.

During the holiday period, VRB's electronic banking services, ATM systems, and card acceptance points nationwide will operate normally. For over-the-counter deposits with maturity dates falling on the aforementioned holidays, the bank will pay interest and principal to customers on the following business day.

For further information, please contact our Hotline 1800 6656 (free) for assistance.

VRB wishes you and your family a happy and joyful holiday!
Sincerely./.